BRICS lead Life Insurance premium growth , china growing 3times its nearest competitor

Global Insurance Premiums are lead by BRIC Nations with China growing 3 times as much as its nearest  BRIC partners

 In a recent  E&Y paper titled" wings of change" on the growth of  life insurance premiums across the world, It  forecasts  BRIC countries to emerge as the biggest growth drivers. But  the number one market is clearly CHINA .The Chinese  life insurance market growth is set to dwarf both India, brazil and south africa( which ranks 4th)   as premium collections is china is forecasted to grow 3 times the number in India, Brazil and South Africa

3 industries that are leading real estate office space boom in London

The industries that are leading Real estate Office boom in London

The latest Deloitte survey on  the growth of office space real estate in London shows that corporations continue to invest on real estate office space in a big way.

1. The latest estimates show that   London office space construction is up by 24% in the last 6 months  with more than 9.5million square feet of prime office rental space under construction
2. Office space real estate  in London increased by 6.3million sq feet in 2014 a ten year high since 2005
3. 50% of real estate office space boom in London is led by the TMT industry Technology, Media and Telecommunications industry

In 2012, Tech, media and telco made up 12% of real estate occupancy in London for the first three quarters

The global insurance industry risk vs opportunity matrix chart

Where are Insurance companies looking to Invest across the world ? The below report plays out the contrasting studies on the most risky markets that might give unprecedented growth versus the safest countries which might give just predictable business The charts shows a country matrix based on the nations 5 factors which classify them as being the most risky, medium and hottest markets for Insurance and the nations have the most potential in increasing insurance penetration across the world.

GLOBAL INSURANCE MARKETS MATRIX

For most of the past decade, insurance companies focused on investing across BRICS market which was a simple strategy for insurance companies seeking to expand their business in RGMs.

According to recent forecasts from Oxford Economics, the average growth rate of real GDP in the BRICs was 4.3% in 2012, and that rate is expected to rebound only modestly, to about 5.6%, between now and 2018. Growth in other RGMs will be affected by this deceleration.

The above matrix is based on majorly 5 metrics on which future global insurance growth depends . 1) Insurance Premium Growth 2) Regulatory Changes in a market 3) Macroeconomic volatility and stability ( negative vs positive) 4) Average age of younger demographic ( percentage of people in the nation in the age group 20 to 55) 5)Liquidity Risk; lack of liquidity makes the market unstable keeping away its population 6) Corruption index : Risk in the level of corruption The ranking matrix developed are based on an analysis of their potential risk and opportunity. It is designed to help insurance executives weigh the opportunities against the risks of doing business in individual economies.

FINANCIAL ANALYSIS AND BIG DATA

The UK  Fintech market is  worth c. £20bn in annual revenue which is growing at 18% presently. According the latest findings by  Ernst and Young ( summarized in chart above )  shows the state of the UK  Fintech market sizes across the 4 verticals

1.  Payments  Space (c. £10bn), 
2. Software (c. £4.2bn),
3.  Data and Analytics (c. £3.8bn) and 
4. Platforms (c. £2.0bn).
   Meanwhile the  highest growth areas  across Fintch industry has been across peer-to-peer platforms, online payments and the data and analytics products (credit reference, capital markets and insurance) which together represent . 60% of the sector.

the biggest women powered :start ups : Theranos

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ELIZABETH HOLMES:  The women behind the biggest disruption in the Biotech industry whose personal estimate of wealth stands at $4.5billion and she is just  31, and resides Paulo Alto California

TURNING POINT: Holmes uncle died early due to blood cancer which led to her dropping out of her sophomore year at Stanford University to launch a blood testing firm " THERANOS" a medical diagnostics company

 THE BIG IDEA :the 19-year-old chemical engineering major started a company to develop her idea for a hand-held medical device, which  read  the amount of blood and produce a real-time assessment of how a drug is interacting with the body in  just one minute .THERANOS blood testing kit s cheaper and faster besides being more accurate and less painful than other methods and tests, is now available at 41 Theranos labs in Walgreens . Theranos recently received a $400 million from venuture investors

DISRUPTIVE QUOTIENT  :Theranos seeks to integrate technology, medical systems and healthcare technology to make medecine and healthcare delivery systems more personalized

VC FUNDING TIMELINE  : VC  Funding at Theranos has been quite active

•  $45M / Venture Jul 8, 2010 
•  $32.4M / Series C Nov 17, 2006 Investors: ATA Ventures Continental Ventures Draper Fisher Jurvetson (DFJ) Tako Ventures The Lawrence J. Ellison Revocable Trust 
• $9.1M / Series B Feb 21, 2006 Investors: ATA Ventures Draper Fisher Jurvetson (DFJ)
•  $5.8M / Series A Feb 11, 2005 Investors: Draper Fisher Jurvetson (DFJ) - 

source ; crunchbase/Fortune